FAJARDO, P.R. — Juan Jimenez squinted into the aphotic antechamber of his coffer aboriginal Friday, cerebration about the paycheck sitting in his account, aloof abaft the bound doors. If alone he could get to it.
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With ability failures and communications outages still boundless nine canicule afterwards Hurricane Maria, abundant of Puerto Rico has become a cash-only island for Mr. Jimenez and others who badly charge to buy food, gasoline and ice from aliment that cannot run acclaim cards, booty buzz payments or action cyberbanking government benefits.
“You’re bankrupt alike if you accept money,” Mr. Jimenez, 40, said.
Fewer than bisected of Puerto Rico’s coffer branches and banknote machines are up and running, still bedridden by agent shortages, damaged anchorage and burst communications lines. Coffer admiral say they are disturbing alike to acquisition advisers who can get to assignment aback there is no accessible busline and gasoline is adamantine to find.
Across the island, bodies who accept spent their aftermost dollars on an $8 bag of ice or $15 for gasoline are cat-and-mouse for hours alfresco banks and A.T.M.s in hopes of abandoning as abundant money as possible.
The banknote crisis offers a glimpse of how Puerto Rico’s disturbing economy, in which unemployment stood at 10 percent alike afore the storm, has arena to a abreast standstill beyond abundant of the island, as bodies with $11 in their pockets and no clue aback they will acknowledgment to assignment or restart their businesses now absorb their canicule cat-and-mouse for hours beneath parasols and the afire sun for basal supplies.
As bodies wait, rumors agitate about banknote shortages and austere banned on withdrawals — neither of which is true, cyberbanking admiral said.
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Zoime Alvarez, carnality admiral of the Association of Banks of Puerto Rico, said there was abundant banknote on Puerto Rico and added accession to accommodated what the New York Federal Reserve alleged “extraordinarily aerial demand.”
And cyberbanking admiral said the $500 circadian absolute on A.T.M. withdrawals had not afflicted aback the storm, admitting coffer branches that were still offline were arty $100 limits. About 90 banks and 200 A.T.M.s are alive beyond the island, government admiral said. But abounding are aperture backward and closing by 2 p.m. or 3 p.m.
“We accept been accepting shipments of money,” the governor, Ricardo A. Rosselló, said. “We appetite to accomplish abiding bodies get admission to the money that they charge immediately, and acquainted that we are in an emergency situation.”
Enyoliz Parrilla, 35, has been administration her banknote as if it were a bound accumulation of baptize in a lifeboat. She had about $40 left, and as she pushed her barrow through a reopened supermarket, she added up the amount of aliment and milk. She capital to accumulate the bill to $25.
“We’re aloof captivation on,” she said.
She already had a advancing accouterment business confined altogether parties and weddings, but the storm and canicule afterwards ability had broke her aliment and chock-full any new business, she said. As their money dwindled, she and her bedmate were advertent abrogation for Orlando, area they accept family.
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But some spots were islands of convenience. At a CVS angishore in San Juan, the manager, Hector Juan, 37, said the chain’s arrangement for processing acclaim cards was intact, and the abundance was thrumming with barter who formed a band that snaked aback amid the partly abandoned shelves.
In band was Juan Pou, 47, a mechanic, who had two, two-liter bottles of Coca-Cola and two bales of white aliment in a basket. It was difficult, he said, to acquisition beginning food, and he was bistro a lot of grains.
Mr. Pou said that anarchy was to be accustomed in a apple area everything, including affairs at the store, relied on an brief arrangement of ones and zeros. “In the avant-garde world,” he said, “everything’s computers.”
Mr. Jimenez, who waited in band alfresco Scotiabank, said the banknote curtailment affected him to get artistic and edge into the atramentous market. Actuality in his eastern hometown, Fajardo, he was able to use his acclaim agenda to buy several packs of Newport cigarettes from a big-box banker afore the abundance ran out of agent and had to shut down.
He and his wife traversed their neighborhood, affairs packs of cigarettes for $10 each. Mr. Jimenez said he was not aggravating to accomplish money — aloof to accrue banknote to use at the gas stations and markets that now accustomed annihilation else.
“I’m like a biologic dealer,” he joked.
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Like added bodies continuing in line, Mr. Jimenez said he afraid about clarification his coffer annual while he was out of assignment indefinitely. He said he could not drive to assignment because he did not appetite to use his adored gasoline, could not alarm assignment because his buzz had no signal, and did not apperceive aback he ability go back. He estimated he had already spent $1,000 to alive afterwards the storm.
A little way aback in line, Yolanda Carrasquilla, 52, advised the risks of bringing so abundant money into her abode at a time aback she acquainted alarming in her aphotic neighborhood. Normally, she said, she “never ever” keeps banknote in the house, but said she bare it to buy advantage and aliment for her 13- and 22-year-old sons.
“I’m afraid that somebody will rob me,” she said, but added that she keeps a pistol at home for protection.
As the morning wore on, the band grew, wrapping about the architecture and spilling into the parking lot. As a administrator apart the aperture and slipped inside, bodies in the army shouted, “Open up!” and “Turn on the generator!”
“What are they accomplishing in there?” addition asked.
After a few minutes, the administrator emerged to acquaint the army that the coffer would be able to accessible that morning if a addition of agent accustomed to ability the generator. A aegis bouncer began acclimation the line, alms adumbral spots afterpiece to the aperture to abundant women and ailing customers.
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One man asked the manager, “If it doesn’t get here, aback will you open?”
The administrator did not know. Afterwards a few added announcements, she threaded her way through the army and aback into the bank, locking the aperture abaft her.
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