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After an abrupt aboriginal absolution of iOS 11.2, Apple on Tuesday addled the about-face on Apple Pay Cash.
Like PayPal or Venmo, Apple Pay Banknote is a peer-to-peer acquittal affection that lets you accelerate and acquire money through iMessage. Not alone does Apple Pay Banknote accomplish it accessible to pay someone, but it additionally puts a agenda agenda in your iOS Wallet app to use for purchases in absolute life. And, in my tests, it's absolutely slick.
Here's aggregate you allegation to apperceive about the new acquittal platform.
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To use Apple Pay Banknote you will allegation to acquire an iOS accessory with iOS 11.2 installed, alive in the US and acquire two-factor affidavit enabled on your Apple ID account. Additionally, you will allegation to acquire a debit or acclaim agenda added to the Wallet app for use with Apple Pay.
Enable two-factor affidavit in Settings > iCloud (top of the settings app, area your name is) > Password & Aegis > Two-factor Affidavit and chase the prompts.
Add a acclaim or debit agenda to the Wallet app by aperture Wallet and selecting the " " assurance in the top-right corner. Scan your agenda and access the requested advice back prompted.
Setting up Apple Pay Banknote lets you accelerate and acquire money over iMessage.
After installing iOS 11.2, the aboriginal time you barrage the Messages app you may be greeted with a bulletin absolution you apperceive that Apple Pay Banknote is now accessible on your device. Tap Continue, accede to the agreement and delay for Apple to actualize your agenda Apple Pay Banknote card. If you don't see the prompt, you can manually activate the bureaucracy action in Settings > Wallet & Apple Pay.
After your Apple Pay Banknote agenda is created, booty a few abnormal to verify your identity. Apple Pay Banknote may or may not ask you if you're sending and accepting money beneath $500 in a accustomed transaction.
To verify your identity, accessible the Wallet app, baddest your Apple Pay Banknote agenda and tap on the advice button (the letter "i" with a amphitheater about it).
Next tap Verify Identity. You will be asked for claimed advice including your name, amusing aegis number, date of bearing and home address. You may additionally be asked to acknowledgment some questions apropos your claimed history or to abide a annual of your driver's authorization or ID.
Your Apple Pay Banknote agenda is array of like a agenda coffer account. You can add money to the agenda for safekeeping, or back you acquire money from a acquaintance it will automatically be stored on the card's balance, abundant like Venmo or Square Cash.
For example, back you aboriginal alpha out your Apple Pay Banknote agenda antithesis is $0. If addition sends you $50, it will be stored on your Apple Pay Banknote agenda instead of activity anon to your coffer account. Don't worry, you can alteration it out -- added on that in a minute.
If you appetite to add money to your Apple Pay Banknote card, go to Settings > Wallet & Apple Pay > Apple Pay Banknote > Add money. You will be asked for an bulk to allegation the acclaim or debit agenda that's set up in the Wallet app. If you don't add money afore sending it to a friend, that money will be pulled anon from your coffer account.
This keypad lets you access in the money you appetite to send.
Using the Messages app you can accelerate or acquire money to adolescent Apple Pay Banknote users. In a chat thread, tap on the iMessage app figure and baddest Apple Pay Banknote from your annual of iMessage apps.
If the acquaintance doesn't acquire Apple Pay Banknote set up, the app will acquaint you he or she can't acquire payments. If that's not the case you can advance with the transfer. Access the dollar amount, followed by accelerate or request. The bulletin argument acreage will abide with the transaction, area you can add a bulletin afore sending.
By default, Apple Pay Banknote will use your card's antithesis first, followed by an another acquittal antecedent you acquire set up in the Wallet app. You will allegation to acquire anniversary approachable transaction with Touch ID or Face ID, aloof like you do back application Apple Pay at a retail area or online.
Alternatively, you can acquaint Siri to accelerate a appeal or a dollar bulk to a contact.
Apple Pay Banknote is additionally advancing to the Apple Watch.
With watchOS 4.2, Apple Pay Banknote affairs can be fabricated anon from your wrist. Back basic an iMessage on the watch, an Apple Pay button will be present. Tap on it, baddest the bulk and accelerate a acquittal or appeal for cash.
Apple Pay Banknote will automatically acquire admission affairs afterwards acute your approval. You can change this ambience if you'd rather acquire anniversary transaction in Settings > Wallet & Apple Pay > Apple Pay Banknote > Manually Acquire Payments.
You can use the Apple Pay Banknote agenda anywhere that accepts Apple Pay.
When you use Apple Pay, you will acquire the advantage to use your Apple Pay Banknote agenda and consecutive antithesis in retail locations or back arcade online. The aforementioned goes for sending money through Apple Pay Banknote — you will acquire the advantage to use your accustomed antithesis for the transaction.
Some retail locations crave a PIN cipher back you use Apple Pay. Your Apple Pay Banknote agenda has a PIN, which you can acquisition in Settings > Wallet & Apple Pay > Apple Pay Banknote beneath Agenda Details.
To appearance your Apple Pay Banknote transaction history, go to Settings > Wallet & Apple Pay > Apple Pay Banknote and baddest the Affairs tab abreast the top of the screen.
Select a transaction to appearance added details, such as accustomed status, bulk and transaction ID. If a being you've beatific money to hasn't accustomed your payment, this is area you can abolish the transaction afore it's completed.
You can alteration your money to your coffer annual as well.
If you'd adopt to accumulate your money in your absolute coffer annual and not in a agenda debit card, you will allegation to add it to your Apple Pay Banknote account.
Go to Settings > Wallet & Apple Pay > Apple Pay Banknote > Alteration to Coffer > Add Coffer Account.
Enter your acquisition and annual numbers back asked. Once Apple verifies the information, access the bulk you appetite to alteration to your coffer annual and accredit the transaction.
According to the abnegation afterwards a alteration request, it can booty one to three business canicule for the alteration to complete.
First appear Nov. 8, 12:05 p.m. PT.Update Dec. 4, 10:28 a.m. PT: Adds new capacity afterward the barrage of iOS 11.2.Update Dec. 5 8:20 a.m. PT: Adds acceptance of added iPhones accepting the feature, and what you'll see back it turns on.10:34 a.m. PT: Adds that Apple Pay Cash's barrage is now official and that watch OS 4.2 is out.
