I'm Rick Harrison and This Is My Pawn Shop | Know Your Meme | i m rick harrison and this is my pawn shopi m rick harrison and this is my pawn shop
Rick Harrison and his ancestors run a 24-hour assurance boutique in Las Vegas. Erik Kabik/erikkabik.com/History Channel adumbrate caption
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Pawn Stars | Know Your Meme | i m rick harrison and this is my pawn shopRick Harrison and his ancestors run a 24-hour assurance boutique in Las Vegas.
Two years ago, a man absolved into the Gold & Silver Assurance Boutique in Las Vegas with a brace of design earrings.
Pawn banker Rick Harrison asked him the archetypal questions — Area did you get it? Area is the receipt? — and the man readily answered. Harrison abounding out the appropriate paperwork and paid the man $40,000 for his merchandise.
The actual abutting day, Harrison begin out the earrings were stolen. The victim got her earrings aback and the bent was prosecuted. Harrison, meanwhile, was out $40,000.
"It's the bulk of accomplishing business," Harrison says. "That's the way I attending at it. ... And Las Vegas is a crazy boondocks at times. There's a lot of high-end things I get. So you acquire to apperceive about ... absolutely ample diamonds, absolutely big-ticket watches. ... So it's a lot adapted than best places."
Harrison, a second-generation assurance boutique owner, is one of the stars of The History Channel's absoluteness alternation Assurance Stars. The appearance follows Harrison, his father, Richard, his son Big Hoss and his son's acquaintance Chumlee as they accommodated and argue with barter who accompany in all sorts of altar to advertise and pawn. Harrison and his ancestors appraise the bulk of the altar — and try to actuate whether or not they're affected — afore alms their barter a accessory accommodation or money for their merchandise.
Harrison's new memoir, Authorization to Pawn, capacity how he became an able in, amid added things, spotting affected Rolexes (he sees at atomic one a day), chump relations, animal behavior, antiques and economics — all through active his 24-hour-a-day assurance business over the able 30 years.
Read An Excerpt
How Assurance Shops Work
Pawn shops, Harrison says, acquire been about for bags of years and are amid the oldest forms of banking. The way it works is simple: Barter accommodate a claimed annual as accessory to acquire a accommodation from a assurance broker, who can afresh advertise the artefact if the chump doesn't pay aback the accommodation additional absorption in a set bulk of time.
"Say you acquire a bells band," Harrison says. "You accompany the bells bandage in[to] my store. I action you $100 and you acquire it. I accord you the $100, additional a assurance ticket. You acquire 120 canicule to appear aback in my assurance boutique and aces up your commodity and pay me my money back."
"If you appear aback in 30 days, you accord me $115. I duke you the arena aback and everything's acceptable in the world. Now, if you don't pay me back," he says, "I end up befitting the commodity and I put it in my advertise for sale. Annihilation goes on your acclaim report. No one chases you bottomward to breach any legs or annihilation like that. You aloof artlessly acquire absent your merchandise. It's that simple."
The boilerplate accommodation for a allotment of claimed property, Harrison says, is about $50. And best assurance shops additionally allegation a annual fee and afresh tack on absorption — which can alter amid 10 percent and 20 percent a month.
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Why the Opening Voiceover From 'Pawn Stars' Just Won't Go Away | i m rick harrison and this is my pawn shop"So if you get a $50 loan, it's activity to bulk you $7.50 for the aboriginal ages and $5 afterwards that," he says. "It's a lot beneath money than if you go to one of these payday accommodation places, or if you animation a check, for that matter."
But Harrison allegation be accurate — acclimation his loans with how abundant the commodity is absolutely worth, and how abundant he can acquire if the commodity is afresh resold. He has become an able at assessing the bulk of Gibson guitars, Rolex watches, chunk — as able-bodied as approved domiciliary items like drills, cameras and home electronics. And authoritative abiding appurtenances aren't baseborn is consistently an issue.
"Most bodies don't apprehend how adapted the assurance industry is, abnormally area I'm at in Nevada," he says. "When I booty article in assurance or I buy something, I aloof don't booty [an] ID. I booty their driver's authorization number, their height, their weight, their eye color, their build. I about-face that into the bounded badge department, and afresh I additionally about-face it into Homeland Security. It's allotment of the Patriot Act, and that goes to a axial database online beyond the United States that checks for baseborn items."
Doing Business
The best nights for business, Harrison says, are action nights, aback hundreds of bags of admirers flood Las Vegas to bet on boxing.
"Someone has to lose," he says. "I don't apperceive what it is about action fans. They consistently bet added than they can allow to lose."
Sometimes afterwards fights, he says, admirers bandage up bottomward the block about his abundance cat-and-mouse to barter in their adornment for cash.
And who buys the adornment from Harrison? Pimps — and there's a acceptable acumen why. "When you get arrested for pandering, they booty your banknote — because the banknote was acquired illegally — but they don't booty abroad your jewelry," Harrison explains. "And a pimp knows that if he buys adornment in a assurance shop, if [he] brings it aback to a assurance boutique and gets a accommodation adjoin it, [they'll] consistently get bisected of what you paid for it — as adjoin to affairs it in a adornment store, aback [they] don't apperceive what [they're] activity to get. So, aback they get arrested, they will consistently acquire addition accompany their adornment bottomward to me. I will accommodation them bisected of what they paid for it — and that's their bond money."
But pimps aren't Harrison's alone barter — he has a alternation of regulars, including gamblers, billionaires and men aggravating to affect their dates. But the bodies on his TV show, he says, are about those aggravating to advertise — not assurance — their goods.
"The bodies pawning appurtenances never appetite to be on the show," he says. "And the acumen abaft that is because aback bodies are pawning something, they're accepting a accommodation and acquire to accept they're broke. ... Aback bodies are affairs something, it's a banking transaction and it's aloof perceived differently."
And his admonition for ambitious negotiators? Break friendly, never break in adulation with anything, and never set the aboriginal price.
"You're negotiating adjoin yourself," he says. "You don't appetite to action addition $1,000 for something, if you ask them what they'd pay for it, and they adeptness acquire said $500. ... And if it's in your arch that you're activity to buy this no amount what, you've already lost. There's no absolute negotiating activity on. You've absolutely capitulated if you're activity to get it no amount what."
On negotiating up
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FRESH MEMES* I'm Rick Harrison and this is my pawn shop. | i m rick harrison and this is my pawn shop"I absolutely had a developed appear into my assurance boutique with a Faberge brooch. And she capital $2,000 for it. And I aloof explained to her, 'You apperceive what? I can't do it to you.' I concluded up giving her $15,000. I aloof couldn't do it. I absolutely do accept in six degrees of separation. If I did accord her $2,000 for that, she would acquire eventually begin out that I ripped her off, and she would acquire told everybody for the blow of her life, 'Don't go to that store. They will rip you off.' ... And I'm abiding [good karma] works, because that woman will be annual her weight in announcement because she will acquaint everybody for the blow of her activity what I did for her."
On the bazaar for assurance shops
"I anticipate it's 20 percent of the developed citizenry in the United States that does not acquire a coffer account. And best of them can't get one. They don't acquire acclaim cards. They don't acquire annihilation like that for aback some baby emergency ancestor up. A lot of bodies don't apprehend that up until the 1950s, assurance shops were the No. 1 anatomy of chump acclaim in the United States."
On free whether a Rolex is absolute or fake
"There's a account of things that are appropriate on a Rolex watch that's not appropriate on a fake. The case has to be right. The punch of the watch has to be right. The crystal, the stem, the movement. If aggregate checks out, everything's fine. ... Fifteen years ago, addition spent allegedly three- or four-thousand dollars to accomplish a affected Rolex. And I got austere on that one, so it won't appear again. Addition bought a 1970s Rolex — a absolutely beat-up one, for $700 or $800. They booty the movement out. They got a new Rolex face for it. New Rolex hands. New crystal. Fabricated an 18-karat gold case and bandage for it. And they were in the watch allegedly $3- to $4,000. I concluded up affairs it for $5,000. It's an absolute industry, authoritative affected things."
Authorization to Pawn: Deals, Steals, and My Activity at the Gold & SilverBy Rick Harrison and Tim KeownHardcover, 272 pagesHyperionList Price: $23.99
Chapter 1
THE STORM IN MY HEAD
I was eight years old, lying on my bed, aback the apple angry upside down. All of a sudden, no warning, afterwards me moving, the attic became the beam and the beam became the floor. My arch bashed and crackled like a thousand adeptness lines, and the apple agee on its axis. Slowly at first, afresh faster, until I was no best acquainted of any of it.
I awoke later. I don't apperceive how abundant later. I didn't apperceive what had happened. My argot acquainted like hamburger and my anatomy acquainted as if it had been baffled with hammers. My legs were annealed and painful, my aback aching and my arch captivated the balance fizz of whatever Category 5 electrical storm had addled it.
My parents' allowance was downstairs. My alone anticipation was to get there; they would apperceive how to handle this. My legs were awkward and constricted. I tasted claret from my disconnected tongue. I was afraid and abashed and annoyed and aloof so goddamned scared. I got to my parents' allowance and knew from the looks on their faces that aggregate would be adapted from this point forward.
My aboriginal admirable mal epileptic seizure, and the endless ones that followed, would ascertain my adolescence and abundant of my life. They addled berserk and afterwards warning. They addled mostly at night, and thankfully never at school. They addled with such astringent force that I accustomed it as a accustomed that I would not alive into adulthood.
Surely, at some point, one of these vengeful, angry attacks would cantankerous the line. It would hit with all its wild, paralyzing fury, and I would artlessly never achieve consciousness. From the time the seizures became a approved allotment of my life, I accommodated myself to the abstraction that they would eventually annihilate me.
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I'm Rick Harrison, and this is my pawn shop. I work here with my ... | i m rick harrison and this is my pawn shopThey adapted my activity in about every way. Whenever one hit, I would be out of academy for as continued as ten days. The beef pulls were so aching and astringent that I could do annihilation but lay in bed with ice packs on my hamstrings and quadriceps.
It was there, in that bed in our burghal home in the Mission Valley area of San Diego, that my activity afflicted again. I couldn't do anything. I couldn't move added than a few inches afterwards pain. I didn't acquire a television in my room. Video amateur and iPads hadn't been invented. I was larboard to my own devices.
So I apprehend books.
A lot of books.
I fell in adulation with a alternation of books alleged The Great Brain. These were the aboriginal books that captured my imagination. Written by John D. Fitzgerald, about a ten-year-old boy called Tom D. Fitzgerald, anecdotal by a adolescent brother accepted as J.D., The Great Brain accustomed me to escape into a adapted world, a apple I couldn't have. I would lose myself central the pages.
The hero—owner of The Great Brain in question—lived in Utah and had these admirable adventures that consistently centered on his adeptness to adjure a arrangement that would accomplish him money. He was a acceptable schemer, a con artisan with a big heart. He'd do things like anatomy a roller coaster in his backyard and allegation to let bodies ride it, but there was consistently some aberration at the end that acquired him to acquire a crisis of censor and accord all the money back.
The Great Brain knew how to do everything: accomplishment accompany who were trapped in a well; advice a associate accord with accident a leg; anatomy that roller coaster. His apple was my escape, my access into a apple alfresco the borders of my bedroom's four walls. I couldn't walk. I couldn't go to school. All I had were my ice packs and my books, so I fabricated the best of it.
I acquire a actual analytical, mathematical, artful mind. I apperceive I'm not declared to accept in things like karma. But assertive things acquire happened in my activity that can't be explained by simple coincidence. How abroad can you explain the arrangement of contest and affairs that led to me axis those bedfast hours—which should acquire been the affliction hours of my life—into article that would accommodate a foundation for a activity of concern and fun?
That's what happened. That's how abstruse the analysis of books was in my life. I didn't like school, but I admired books. Account has been the base of aloof about aggregate that came after. In that bed, I fell in adulation not alone with books but with knowledge. The acquaintance broke into article I adeptness never acquire begin afterwards the aggravating affairs that led up to it. So abundant of the amusement I've acquired from activity has stemmed from a book—either researching some cabalistic annual or account to apprentice how to do article applied with my hands.
And how about the books I chose to read? Can it be explained abroad as bald accompaniment that I chose a alternation of books about a kid my age who had an absorption in authoritative money and active to get it? I assumption accompaniment could explain it, and you're acceptable to accept that. However, I acquire my doubts.
I was built-in in North Carolina, area my parents were raised. Their courting was unlikely, to say the least. My mom comes from a actual proper, able Southern family. Her ancestor was a canton adjudicator and eventually became one of the advance attorneys for Philip Morris in North Carolina. I acquire two cousins on my mom's ancillary who assignment for Jet Propulsion Lab. My uncle was one of the advance designers on the amplitude base and does accessory commitment systems. My cousins developed one of the aboriginal wireless Internet systems, which they awash for banal in an Internet company, abominably for them.
And my dad's side? Well, you adeptness not be afraid to apprentice his ancestors was a little beneath refined. They were dirt-poor white trash, larboard to survive on their experience for the best part. My dad was consistently a hustler, that's for sure. Old Man collection the academy bus aback he was fourteen. It allegedly was acknowledged to do that in North Carolina aback in the 1950s. That was the law: You had to be at atomic fourteen years old to drive the academy bus. Can you brainstorm an eighteen-year-old actuality accustomed to do that now? Old Man got paid for it, of course—five or six dollars a week. He anchored the bus at his abode every night; he got up in the morning, best up all the kids, and afresh anchored the bus at the academy during the academy hours. Aback academy got out, he would bead the kids off and esplanade the bus at home.
But he wasn't consistently a colonnade of responsibility. Aback he was seventeen, my dad blanket a car, and he got caught. He appeared afore the judge, and the adjudicator said, "Son, do you appetite to go to bastille or the military?" I accept my dad, businesslike guy that he is, didn't decay a lot of time absorption this one. He chose the military.
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Tai Lopez | I'm Rick Harrison and This Is My Pawn Shop | Know Your ... | i m rick harrison and this is my pawn shopMy parents met at a barn ball aback they were seventeen, afore my dad larboard to accompany the navy. How's that for Americana? My mom was abject to this ball by her friends—she had no absorption in going—and aback she saw my dad, she was admiring to him because he was really, absolutely tan from alive architecture jobs. She anticipation he was Latin, if you can accept that. If she'd accepted he was a backcountry hick, she adeptness acquire never announced to him.
Excerpted from the book Authorization to Assurance by Rick Harrison. Copyright 2011, Rick Harrison, LLC. Published by Hyperion. All Rights Reserved.
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